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Showing posts with label Goverment Yojna. Show all posts
Showing posts with label Goverment Yojna. Show all posts

Thursday, July 29, 2021

Bin Anamat Yojna | registration Apply for self-employment schemes online on the GUEEDC Government website

 Bin Anamat Yojna | registration Apply for self-employment schemes online on the GUEEDC Government website


Bin Anamat Yojna|registration Apply for self-employment schemes online on the GUEEDC Government website.

How To Registration Self-employment-oriented schemes Apply Online.

• gueedc.gujarat.gov.in Our site BIN ANMAT AYOG provides information about all types of new jobs, academic news and Bin Anamat Rojagar Sahay Yojana | gueedc.gujarat.gov.in in gujarat primary education news and India. From here you can get different jobs. Such as education department gujarat, engineer jobs,Latest News, occupations Updates, Technology Tips and General Information Updates, remain with us avakarnews.in Please share with your companions this Post.
Name of the scheme: Self-employment schemes.
Scheme Format / Loan Assistance Standards:
Onroad unit cost for self-employed vehicles like rickshaws, loading rickshaws, Maruti Ecos, jeep-taxis etc.

For any self-employed business like business or grocery store, medical store, readymade garment store, bookstore etc. up to Rs.

Transport, Logistics, Travelers, Food Courts etc. will be eligible for 5% interest subsidy on a loan of Rs.
Lending criteria for self-employment schemes:
The applicant must have a valid license in the vehicle loan scheme.

The vehicle obtained will have to be mortgaged (hypothecated) towards the corporation.

The loan will have to be repaid in equal monthly installments of five years after three months of receipt of the vehicle.

The small business will have to start within three months of getting the loan and after three months after starting the business the loan will be recovered in an equal monthly installment of five years.

For a loan amounting to a total of Rs. 7.50 lakh or less, the beneficiary will have to incur a burden on his own or relative's property worth one and a half times the loan amount.

If the total amount of the loan is more than Rs. 7.50 lakh, the total amount will have to be mortgaged in favor of oneself or any other relative's real estate corporation.

Each borrower will have to give five post dated checks signed in favor of the corporation.

All self-employment schemes will also have the following qualifications:
The applicant should be a native of Gujarat and should be of non-reserved category.

The age of the applicant should be between 18 years to 60 years.

The interest rate on the loan will be 5% per annum, simple interest and 3% for women.

The same amount will be lent per year. Simple interest will be treated accordingly.

Interest rate: The interest rate on the loan will be 5% per annum for simple interest and 4% for women.
Income Limit: The annual income limit of the family is Rs. 6.00 lakhs or less.


• Read Bin Anamat Mahiti Pustika


↪️ ગુજરાતી સંપૂર્ણ માહિતી માટે અહી ક્લિક કરો


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Wednesday, July 28, 2021

Dr. Ambedkar Awas Yojana Online Application Form 2021 @esamajkalyan.gujarat.gov.in

Dr. Ambedkar Awas Yojana Online Application Form 2021 @esamajkalyan.gujarat.gov.in

Scheme for individual Housing Assistances for members of the Scheduled Caste (Dr.Ambedkar Awas Yojana) (Dr.Ambedkar Awas Yojana 2021) The purpose of the scheme is Scheduled Caste Homeless, Open Plot, Uninhabitable Raw Mud and to build a house on the first floor 1,20,000 is paid in three installments. Out of Rs. 1,20,000 assistance, first installment – Rs. 40,000, second installment – Rs. 60,000 and third installment – Rs.20,000/- will be given to beneficiary.

Housing Scheme Details Below

Scheme NameDr. Ambedkar Awas Yojana Gujarat
ImplementationGovernment of Gujarat
The ObjectivesScheduled Caste Homeless, with Open Plot, Uninhabitable
BeneficiaryScheduled Caste Homeless Family
Type Of ApplicationOnline
BenefitRs.1,20,000 Assistance
Official Websitehttps://esamajkalyan.gujarat.gov.in


Housing Scheme Key Point

  1. Beneficiary should not have availed benefits under any other housing scheme implemented by the Government by the beneficiary or other family members of the beneficiary.
  2. The complete construction of the house will not be completed with the help received under Dr. Ambedkar Awas Yojana, so the construction of the building will have to be completed by adding the remaining amount to the beneficiary himself.
  3. Annual income in rural areas should not exceed Rs.1,20,000 and in urban areas annual income should not exceed Rs.1,50,000.
  4. In addition to housing assistance, under the Mahatma Gandhi NREGA scheme in rural areas for housing construction, 90 days unskilled employment can be obtained from the NREGA branch of the taluka panchayat as per the rules of the scheme.
  5. Under Swachh Bharat Mission, Rs. 12,000 / – for toilet can be obtained from Taluka Panchayat in rural areas and Nagarpalika / Mahanagarpalika in urban areas.


Document to be submitted

  1. Aadhar card of the applicant
  2. Ration card
  3. Election credentials
  4. Example of applicant’s caste / sub-caste
  5. Example of total annual income of the applicant
  6. Proof of Residence: (Electricity Bill, License, Lease Agreement, Copy of Election Card
  7. Back passbook / canceled check (applicant’s name)
  8. Land Ownership Base / Document / Size Form / Rights Form / Charter Form (as applicable).
  9. Copy of the map showing the area of ​​the land on which the building is to be constructed, signed by Talati-cum-Minister.
  10. Building construction lot
  11. An affidavit stating that he has not availed of this scheme before
  12. Example of husband’s death (if a widow)


Apply Online And Application Form

Steps for Online Application
  1. Register Yourself
  2. Login & Update Profile
  3. Apply For the Scheme
  4. Submit Your Application
Apply Portal Name:e-SamajKalyan Portal


The main task of the Government of Gujarat’s Social Justice & Empowerment Department is to ensure the Economic development and Empowerment of persons belonging to Society’s underprivileged sections.

  • Scheduled Castes
  • Developing Castes
  • Socially and Economically Backward Classes
  • Minority communities
  • Physically and mentally challenged persons

Welfare Schemes are also being implemented by this Department for the orphans, destitute persons, beggars and old aged person

Read More »

Tuesday, July 27, 2021

Prime Minister's Poor Welfare Package Insurance

 Matter of helping orphaned children during the period of Covid19 epidemic

Prime Minister's Poor Welfare Package : Insurance

Many people have lost their lives in the worldwide epidemic of Corona, some have lost their beloved soybeans and some have lost a brother, sister or husband or wife.

 The epidemic has left many children destitute, with some children losing the protection of both parents, while some children have lost the protection of either parent or guardian.  Concerned about the care, protection, education and health of children who have lost both parents in such a difficult time, the state government has announced a "Chief Minister Child Service Scheme" for children who have lost parents and become destitute.

 But also to help children who have lost a parent

 The matter is under consideration of the state government.  The state government has decided to provide assistance of Rs. 5,000 / -.  And respect the amount of this assistance.  By the Chief Minister, Ta.  Online DBT on 08/04/2071  The plan to pay through is the launcher.


 Therefore, it is necessary to open a bank account for the children with such a guardian immediately. For this, the bank account of the children who have a guardian in your district will have to be opened within 3 days.  For this, you will hand over the responsibility to different officers in the district from your level and make arrangements for opening children's accounts in day-3.



કોવિડ-૧૯ મહામારીના સમયગાળા દરમ્યાન અનાથ બનેલ બાળકોને સહાય કરવા બાબત

ગુજરાત સરકાર


સામાજિક ન્યાય અને અધિકારીતા વિભાગ


ઠરાવ ક્રમાંક:જજઅ/૧૦૨૦૨૧/૨૧૮૭૦૨૮૭


સચિવાલય, ગાંધીનગર


તારીખ:૧૧/૦૬/૨૦૨૧

પ્રસ્તાવના:

માર્ચ-૨૦૨૦થી દેશમાં કોવિડ-૧૯ મહામારી ગંભીર રીતે ફેલાયેલ છે. કોરોના મહામારીના આ સમયગાળા દરમિયાન રાજ્યમાં ઘણા બાળકોના માતા અને પિતા બંનેનુ અવસાન થયેલ છે. માતા પિતાના અવસાનથી અનાથ બનેલ બાળકોને આર્થિક સહાય અને અન્ય પ્રકારની યોજનાનો લાભ અગ્રતાના ધોરણે આપવાની બાબત સરકારશ્રીની સક્રીય વિચારણા હેઠળ હતી. પુરતી વિચારણાના અંતે કોવિડ-૧૯ મહામારીના સમયગાળા દરમિયાન આવા અનાથ બનેલ બાળકોને સહાય આપવા નીચે મુજબની યોજના અમલમાં મુકવાનું આર્થી ઠરાવવામાં આવે છે. 


ઠરાવ


કોવિડ-૧૯ મહામારીના સમયગાળા દરમિયાન, નીચે દર્શાવેલ પાત્રતા મુજબ, અનાથ બનેલ બાળકોના ભરણપોષણ, શિક્ષણ, આરોગ્ય અને સ્વરોજગારી માટે તાલીમ, લોન અને સહાય આપવા મુખ્યમંત્રી બાળ સેવા યોજના' નામની જુદા જુદા વિભાગોને આવરી લેતી નવી યોજના નીચેની શરતોને આધીન અમલમાં મુકવાનું આથી ઠરાવવામાં આવે છે. પાત્રતા


(અ) ૦ થી ૧૮ વર્ષ સુધીની વય જુથના જે બાળકોના માંતા અને પિતા બંનેનું કોરોનાના સમયગાળા દરમિયાન અવસાન થયુ હોય તેવા બાળકોને આ યોજનાનો લાભ આવક મર્યાદા ધ્યાને લીધા સિવાય મળવાપાત્ર થશે.


(બ) કોરોનાના સમયગાળા અગાઉ જે બાળકના માતા-પિતા બંનેનું અવસાન થયું હોય તે બાળકના પાલક માતા પિતા(Adoptive Parents) પણ જો આ કોરોનાના સમયગાળા દરમિયાનઅવસાન પામ્યા હોય તો તેવા ફરીથી અનાથ બનેલ બાળકને પણ આ યોજનાનો લાભ આવક મર્યાદા ધ્યાને લીધા સિવાય મળવાપાત્ર થશે.


(ક) જે બાળકના એક વાલી( માતા કે પિતા) કોરોનાના સમયગાળા અગાઉ અવસાન પામેલ હોય અને બીજા વાલી( માતા કે પિતા) કોરોનાના સમયગાળા દરમિયાન અવસાન પામે તો તેવા કેસમાં પણ નિરાધાર થયેલ બાળકને પણ આ યોજનાનો લાભ આવક મર્યાદા ધ્યાને લીધા સિવાય મળવાપાત્ર થશે.


Important Link


ઉક્ત પાત્રતા મુજબ વિભાગવાર મળવાપાત્ર સહાય નીચે મુજબ રહેશે.


(અ) સામાજિક ન્યાય અને અધિકારીતા વિભાગ


(૧) સહાય પેટે દર માસે બાળક દીઠ રૂ.૪,૦૦૦/- (અંકે રૂપિયા ચાર હજાર પૂરા), બાળક ૧૮ વર્ષ પૂર્ણ કરે ત્યા સુધી મળવાપાત્ર થશે. બાળક જે માસમાં અનાથ બનેલ હોય તે માસથી આ સહાય મળવાપાત્ર થશે.


 (૨) ૧૮ વર્ષ પૂર્ણ કર્યા પછી પણ જે બાળકનો અભ્યાસ ચાલુ હોય તેને રાજ્ય સરકારની આફટર કેર યોજનાનો લાભ આવક મર્યાદાના બાધ સિવાય ૨૧ વર્ષની ઉંમર સુધી મળવાપાત્ર થશે.


(૩) ૨૧ વર્ષ પુર્ણ કર્યા બાદ પણ જે યુવક યુવતીઓએ માન્ય અભ્યાસ ચાલુ રાખેલ હશે તો તેમને અભ્યાસ પૂર્ણ થાય અથવા ૨૪ વર્ષની ઉંમર પુરી થાય- એ બેમાંથી જે વહેલુ હોય ત્યાં સુધી તેમને આફ્ટર કેર યોજના હેઠળ લાભ આપવામાં આવશે,


(૪) ઉક્ત મુદ્દા નં.-(ર) અને (૩) માટે કોઇ પણ પ્રવાહના માન્ય અભ્યાસક્રમના સર્ટીફીકેટ, ડિપ્લોમા, સ્નાતક, અનુસ્નાતક કક્ષાના અભ્યાસક્રમો પાત્ર ગણવામાં આવશે. 


(બ) વધુમાં સરકારમાન્ય ધોરણોથી આપવામાં આવતી કૌશલ્યવર્ધન તાલીમ (Skill Development Training) પણ પાત્ર ગણાશે.


(૫) નિરાધાર થયેલા બાળકોને શિક્ષણ માટે કેન્દ્ર / રાજ્ય સરકાર સંચાલિત કસ્તુરબા ગાંધી બાલિકા વિદ્યાલય (ફ્ક્ત કન્યાઓ માટે), નિવાસી શાળાઓ, સમરસ હોસ્ટેલો / સરકારી હોસ્ટેલોમાં, જે તે વિભાગની નિયમાનુસારની પ્રક્રિયામાં અગ્રતા આપી, પ્રવેશ આપવામાં આવશે.


(૬) આ સમયગાળા દરમિયાન નિરાધાર થયેલ કન્યાઓને તેમના લગ્ન માટે કુંવરબાઇનું મામેરૂ યોજનાનો લાભ આવક મર્યાદાના બાધ સિવાય મળવા પાત્ર થશે. (૭) અનુસૂચિત જાતિ(SC), સામાજીક અને શૈક્ષણિક પછાત વર્ગ(SEBC), વિચરતી/વિમુક્ત જાતિ(NT/DNT) અને આર્થિક પછાત વર્ગ(EWS)ના બાળકોને સામાજિક ન્યાય અને અધિકારીતા વિભાગ અને અનુસૂચિત જનજાતિ(ST)ના બાળકોને આદિજાતિ વિકાસ વિભાગ દ્વારા નિયત થયેલ શિષ્યવૃત્તિ જે તે વિભાગના ઠરાવો, પરિપત્રો, નિયમોને આધીન રહીને અગ્રતાના ધોરણે મંજુર કરવામાં આવશે.


(૮) સામાજિક ન્યાય અધિકારીતા વિભાગ હસ્તકના અને આદિજાતિ વિકાસ વિભાગ હસ્તકના તમામ નિગમોની તમામ યોજનાઓનો લાભ પાત્રતા ધરાવતા બાળકોને આવક મર્યાદા ધ્યાનમાં લીધા સિવાય અગ્રતાના ધોરણે આપવામાં આવશે.


(૯) રાજ્યમાં અભ્યાસ માટેની શૈક્ષણીક લોન તેમજ વિદેશ અભ્યાસની લોન  આવક મર્યાદા ધ્યાનમાં લીધા સિવાય જે તે વિભાગ દ્વારા અગ્રતાના ધોરણે આપવામાં આવશે. 


શિક્ષણ વિભાગ


(1) અનાથ બાળકોને ઉચ્ચશિક્ષણ માટે મુખ્યમંત્રી યુવા સ્વાવલંબન યોજના (MYSY)નો લાભ આવક મર્યાદા ધ્યાનમાં લીધા સિવાય અગ્રતાના ધોરણે આપવામાં આવશે.


(ક) શ્રમ અને રોજગાર વિભાગ 


(૧) ૧૪ વર્ષથી ઉપરના બાળકોને વોકેશનલ તાલીમ અને ૧૮ વર્ષથી ઉપરના બાળકોને સ્કીલ ડેવલપમેન્ટ તાલીમ અગ્રતાના ધોરણે આપવામાં આવશે. 


(ડ) અન્ન, નાગરીક પુરવઠા અને ગ્રાહકોની બાબતોનો વિભાગ


(૧) અનાથ બાળકોના પાલક વાર્થીઓને રાષ્ટ્રીય ખાદ્ય સુરક્ષા અધિનિયમ હેઠળ અગ્રતાના ધોરણે લાભ આપવામાં આવશે. 


(ઈ) આરોગ્ય અને પરિવાર કલ્યાણ વિભાગ


(૧) અનાથ બાળકોને મુખ્યમંત્રી અમૃતમ(MA) કાર્ડ યોજનાનો લાભ આવક મર્યાદાના બાધ સિવાય અગ્રતાના ધોરણે આપવામાં આવશે.

યોજનાની સામાન્ય શરતો:


(૧) “મુખ્યમંત્રી બાળ સેવા યોજના" ના અમલીકરણ માટે સામાજીક ન્યાય અને અધિકારીતા વિભાગે નોડલ વિભાગ તરીકે કાર્યવાહી કરવાની રહેશે,


(૨) માર્ચ-૨૦૨૦થી કોરોના મહામારીના અંત સુધી આ યોજનાનો લાભ મળવાપાત્ર થશે જે અનાથ બાળકનું કુટુંબ ગુજરાતનું મુળ વતની હોય અથવા ગુજરાતમાં છેલ્લા દસ વર્ષથી કાયમી વસવાટ કરતું હોય તેવા બાળકોને આ યોજનાનો લાભ મળવાપાત્ર થશે, 

(૪) ૧૦ વર્ષથી મોટી ઉંમરના બાળકના કેસમાં, બાળકના નામનું અલગ બેંક ખાતુ ખોલાવીને તે ખાતામાં જ ડાયરેક્ટ બેનીફીટ ટ્રાંસફર(DBT)થી માસિક સહાયની રકમ જમા કરવામાં આવશે.


જ્યારે ૧૦ વર્ષ કે તેથી નાની ઉંમરના બાળકના કેસમાં, અનાથ બાળકના ઉછેરની જવાબદારી જે વ્યક્તિએ ઉપાડી હોય તે વ્યક્તિના પોતાના એકલાના નામે જ બેંક ખાતુ (Bank A/c in Single name) ખોલવીને તે ખાતામાં ડાયરેક્ટ બેનીફીટ ટ્રાંસફર(DBT)થી માસિક સહાયની રકમ જમા કરવામાં આવશે. ૧૦ વર્ષ કે તેથી નાની ઉંમરનુ બાળક જ્યારે ૧૦ વર્ષથી વધુ ઉંમરનું થાય ત્યારે તે બાળકના નામનું અલગ બેંક ખાતુ ખોલાવીને તે ખાતામાં ડાયરેક્ટ બેનીફીટ ટ્રાંસફર(DBT)થી જમા કરવામાં આવશે.


(૫) જો આ યોજના હેઠળ સહાય મેળવતું બાળક શાળાએ જવાની ઉંમર ધરાવતું હોય તો જ્યાં સુધી તેનું શાળાકીય શિક્ષણ ચાલુ હશે ત્યાં સુધી જ સહાય મળવાપાત્ર રહેશે. 


(૬)સબંધિત જિલ્લાની Sponsorship & Foster Care Approval Committee (SFCAC)એ અરજી મળ્યા તારીખથી સાત દિવસથી અંદર અરજી મંજુર/નામંજુર કરવાનો નિર્ણય લેવાનો રહેશે. 


(૭) આ યોજનાનો લાભ લેવા માટે નિયત કરેલ અરજી પત્રકમાં જિલ્લા બાળ સુરક્ષા એકમને નિયત કરેલ દસ્તાવેજો સાથે ઓનલાઇન અથવા ઓફલાઇન અરજી કરવાની રહેશે 


(૮) આ અંગેનો ખર્ચ રાજ્ય સરકારના સ્થાયી તેમજ વખતોવખતના લાગું પડતાં ઠરાવો/પરિપત્રો અને નિયમોને આધીન રહીને કરવાનો રહેશે


સામાજિક ન્યાય અને અધિકારીતા વિભાગ હેઠળની જે તે યોજના માટેનો ખર્ચ જે તે બજેટ સદરેથી કરવાનો રહેશે જ્યારે અન્ય વિભાગો હેઠળની યોજના માટેનો ખર્ચ જે તે વિભાગના લાગુ પડતા બજેટ સદરેથી કરવાનો રહેશે આ હુકમો વિભાગની સરખા ક્રમાંકની ફાઇલ પર સરકારશ્રીની તા.૧૧-૦૬-૨૦૨૧ની નોંધથી મળેલ અનુમતિ અન્વયે બહાર પાડવામાં આવે છે.

ગુજરાતના રાજયપાલશ્રીના હુકમથી અને તેમના નામે,

Matter of extending the term of scheme for Health workers Fighting COVID 19.

 Government of Gujarat

 Department of Health and Family Welfare No .: NCV-102050-GOI-12-C.


Secretariat, Gandhinagar,

 Dated 01/05/2021 Reading: (1) Ministry of Health and Family Welfare, Government of India, New Delhi

 D.D.Na..Na.? - 21050/10 / 2020-2 dated 20/02/2050,

 (2) Same number of the department dated 19/06/2040, No. 10/06/2050,

 Resolution dated 07/11/2050

 (2) Letter No. of Government of India dated 8/06/21- F.No.2.21020 / 16/2020-PI

 Introduction:


 From the order taken in reading (1), the Prime Minister's Poor Welfare Package Insurance Scheme for Health Worker Fighting Covid-18 has been announced in which it was announced to provide insurance cover of Rs.  This scheme has been implemented in the state with the resolution dated 19/06/2060 of the order (ii) taken by the state government.  The term of this scheme was extended twice by the resolution of the same number dated 10/06/2040 and dated 09/11/2050 of the department, the term of which has been completed on 8/06/2021.

Important Link



 According to the letter dated 3/06/2021 from the Government of India, read this, the scheme has been implemented for 120 days with effect from 2/06/2071, and in February 2021, New India Assurance Company Limited has been transferred by the Government of India.  Claims up to 08/2071 are also stated to be accepted.


 Resolution:


 Considering the above details, at the end of adult consideration, it is decided to implement this scheme for 150 days with effect from 6/08/2021,


 On the condition of providing funds by the Government of India under the said scheme, other provisions of the original resolution of the department dated 18/06/2050 remain unchanged. This order is on the file of the same department of the department.  Issued in accordance with the approval received from the note of 2021. By the order of the Governor of Gujarat and in his name

 (VB Padhariya)

 Deputy Secretary Health and Family Welfare Department


 Respect.  Chief Minister's Front Secretary, Secretariat, Gandhinagar,


 - Hon'ble, Personal Secretary to the Deputy Chief Minister (Health), Secretariat, Gandhinagar,


 - Personal Secretary to Hon'ble Minister (Health), Secretariat, Gandhinagar.


 - Joint Secretary to the Chief Secretary, Secretariat, Gandhinagar,


 - Principal Secretary, Department of Health and Family Welfare, Secretariat, Gandhinagar.


 - Relevant Jashris, (via e-mail)


 -Commissioner of Health, Medical Services and Medical Education, Gandhinagar.


 - Mission Director Shri NHM, NHM  Bhavan, Gandhinagar


 - Member Secretary and Director, HFW, State Health System Resource Center (SHSRC)


 - Municipal Commissioner, (All)


 > Managing Director, (Gujarat Medical Services Corporation Limited, Gandhinagar)


 - Additional Director (All) Office of the Commissioner (Health), Gandhinagar,


 - District Collectors, District Development Officers (All) - Survey Divisional Deputy Directors Health and Medical Services


 - System Manager Health and Family Welfare Department Secretariat, Gandhinagar with request to upload on the website


 - Deputy Section Officer Select File - 2021 Branch Select File - 2021

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Sunday, July 25, 2021

Government also helps you to repair the house

 Government also helps you to repair the house

Under the Pradhan Mantri Awas Yojana, a subsidy of Rs 2.67 lakh is currently given to the applicant on the purchase of a new house-flat.  It is now eligible for the same subsidy from the government on loans taken by the applicant for renovation of old house or for renovation of unfinished house which most of the applicants are not aware of.


In the same way that the central government provides interest subsidy on the purchase of a new house, the subsidy on this loan is also provided under the Housing for All However for this the applicant has to submit the required proofs to the authorized bank, housing finance company or co-operative bank.  



Also, when the applicant takes a loan, it should be clearly stated in the application that he wants to avail the benefit of Credit Link Subsidy Scheme (CLSS).  Eligibility of financial institutions as well as the applicant’s interest assistance request is verified by that bank.  The National Housing Bank will then send the application to HUDCO for wages at the end of each month.

The amount of subsidy will be credited to the account of the applicant following the prescribed procedure of Pradhan Mantri Awas Yojana.  The applicant will be given a voucher or certificate by the committee.  The applicant has to submit this certificate in the back on the basis of which the amount of interest subsidy will be credited to the account of the applicant.

These people will not get help

The applicant should not have availed of any scheme of Government of India to avail the amount of interest subsidy on the loan.  If the applicant wants to renovate his house or pave the raw house, he should not have availed of any housing scheme of the Government of India.  He will be eligible for subsidy only if he has not availed such benefit.


This benefit can be availed only if any member of the applicant’s family does not own a pucca house across India but not Atelung.  The persons whom the applicant includes in his family include his spouse and unmarried children.

Government also helps you to repair the house

click here:- Read in Gujrati

click here:- Gujrati vidio

The amount of subsidy will be credited to the account of the applicant following the prescribed procedure of Pradhan Mantri Awas Yojana.  The applicant will be given a voucher or certificate by the committee.  The applicant has to submit this certificate in the back on the basis of which the amount of interest assistance will be credited to the account of the applicant.

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Friday, July 23, 2021

info about 5 Post Office Schemes including PPF and Kisan Vikas Patra

 Investment: 5 Post Office Schemes including PPF, Time Deposit Scheme and Kisan Vikas Patra earn more interest than FD, Find out how much return you will get if you invest for 10 years




The PPF account is earning 7.1% interest.

The Kisan Vikas Patra scheme is earning 6.9% interest.

The government made no reduction in the small savings scheme in the October-December quarter. Because of this, these schemes still pay more interest than the fixed deposit (FD). You can get a good return by investing in it. Here are 5 post office schemes in which you will get more interest than FD on investment.


PPF scheme::

An account can be opened at a bank or post office under this scheme. Apart from this it can also be transferred to any bank or any post fee.

This account can be opened for only Rs. But then it is necessary to deposit Rs.500 every year. A maximum of Rs 1.5 lakh can be deposited in this account every year.

The plan is for 15 years. From which money cannot be withdrawn in the meantime. But after 15 years the plan can be extended for 5-5 years.

This account cannot be closed before 15 years. But after 3 years the loan can be taken against this account. Anyone can withdraw money under the rules from the 7th year of this account if they wish.


The government reviews interest rates every three months. This interest rate can be more or less. The account is currently earning 7.1% interest.

By investing in this scheme Rs. Tax exemption up to Rs 1.5 lakh can be obtained under 80C.


What is the return on investment for 10 years?
Under this scheme, if you invest Rs 1 lakh for 10 years, you will get Rs 2,02,136. That is, you will get Rs 1,02,136 lakh as interest.


Kisan Vikas Patra ::
The Kisan Vikas Patra (KVP) Savings Scheme is currently offering 6.9% interest.

There is no maximum investment limit in KVP. However, your minimum investment should be Rs.

The investor must be at least 18 years of age. It also has the facility of joint account apart from single account.

Minors can also be included in the scheme. But that account must be handled by their parents.

If you want to withdraw your investment you have to wait at least 2.5 years. It has a lock-in period of two and a half years.

The amount deposited under this is exempted under Section 80C of the Income Tax Act.


What is the return on investment for 10 years?
Under this scheme, if you invest Rs 1 lakh for 10 years, you will get Rs 1,98,201. That is, you will get interest in excess of Rs 98,201 lakh.
 
Post Office National Savings Certificate Scheme ::

Post Office National Savings Certificate (NSC) is earning 6.8% annual interest

The interest is calculated on an annual basis, but the amount of interest is paid at the end of the investment period

The amount deposited in the National Savings Certificate is tax deductible under Section 80C of the Income Tax Act.

You have to invest a minimum of Rs 100 to open an NSC account.

This account can also be opened in the name of a minor and a joint in the name of 3 adults.

You can invest any amount in NSC. There is no maximum investment limit.


What is the return on investment for 10 years?

Under this scheme, if you invest Rs 1 lakh for 10 years, you will get Rs 1,96,262. That is, you will get interest in excess of Rs 96,262 lakh.

Time Deposit Scheme ::

A fixed deposit account can be opened at the post office by cash or check.

According to India Post, in the case of a check, the account will be deemed to have been opened from the date of receipt of the check in the government's account.

This account can also be opened in the name of a minor and as a joint account in the name of two adults.

A minimum deposit of Rs. 1,000 is required to open a Post Office FD account. It has no maximum limit.

The Post Office Time Deposit Account offers interest rates ranging from 5.5% to 6.7% for a period of 1 to 5 years.

Deposit tax will be paid at 5.5% for 1 to 3 years and 6.7% for 5 years investment.

A tax exemption of up to Rs 1.5 lakh can be availed under Section 80C of the Income Tax Act for 5 years of investment.

Under this scheme interest is paid on an annual basis, but it is calculated on a quarterly basis.

What is the return on investment for 10 years?

Under this scheme, if you invest Rs 1 lakh for 10 years, you will get Rs 1,94,342. That is, you will get interest in excess of Rs 94,342 lakh.


Post Office Monthly Income Scheme ::

The interest is being paid at 6.6%. An account can be opened with a minimum of Rs 1,000 under this scheme.

If your account is single, you can deposit up to Rs 4.5 lakh. On the other hand, if you have a joint account, a maximum of Rs 9 lakh can be deposited in it. The maturity period is 5 years.

Interest under this scheme is paid on an annual basis, but is calculated on a quarterly basis.

A joint account can also be opened in the name of a minor and in the name of 3 adults.

You can contact your nearest Post Office to open a Post Office Monthly Income Account.

What is the return on investment for 10 years?

Under this scheme, if you invest Rs 1 lakh for 10 years, you will get Rs 1,92,439. That is, you will get interest in excess of Rs 92,439 lakh.
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Tuesday, June 29, 2021

Pradhan Mantri Suraksha Bima Yojana

 Pradhan Mantri Suraksha Bima Yojana

PM $uraksha Bima Yojana may be a government-backed accident insurance scheme in India. it had been originally mentioned within the 2015 Budget speech by minister of finance Late Arun Jaitley in February 2015. it had been formally launched by Prime Minister Narendra Modi on 8 May in Kolkata.


1. PRADHAN MANTRI JIVAN BIMA YOJNA.

Are higher premiums holding you back from getting your life insurance?
Protect your family's future through SBI Life - Pradhan Mantri Jeevan Jyoti Bima Yojana. Get a life cover of Rs 5 lakh at normal price

This plan offers -
Safety - to cover in an accident
Ease - Easy registration and fast processing without any medical tests
Strength - by a nominal premium for all ages
Schedule your family's future today.



2.  PRADHAN MANTRI SURKSHA BIMA YOJANA.

Maturity / Implicit Benefit:
There is no maturity or $urrender benefit under this plan.

Registration:
The commencement date of insurance cover is the date on which the premium is debited from the insured's account to join the scheme and the insurance cover will be till May 31 of the following year. Thereafter, the insurance cover can be renewed on June 1 of each year by borrowing the premium in your Savings Bank account. These premiums are subject to change as specified from time to time by the Government of India.

If the member wishes to join the scheme after June 1, he / she can join by paying pro-rate premium on the basis of the month in which he / she is involved for the whole year and submitting the required documents / declarations, if any, as specified in the rules of the scheme. . The rules for admission shall be as prescribed by the Government of India from time to time. The whole year's premium i.e. Rs.50 / - will be payable at the time of renewal under the scheme and pro-rate payment cannot be made.


3. ATAL PANSION YOJANA.
Income security during old age.

The purpose of this scheme is to invest in voluntary retirement.

Will be focused on workers in the unorganized sector.

Implementation will take place from 01-09-2018.

Eligibility: Minimum age will be 18 years and maximum age limit will be 60 years.

The administration will be done by the Pension Fund Regulatory and Development Authority (PFRDA).

The Atal Pension $cheme is like a safety net for aging Indians. At the $ame time the scheme promotes a culture of saving among the lower and lower middle class people of the society. The biggest feature of this $cheme is that it benefits the poor citizens of the country. In this too, the Government of India is giving the facility to those who are involved in this scheme till 31st December 2018 to pay 50 per cent of the amount to be pay for 3 years or Rs. 1000 whichever is le$$.

Eligibility of the beneficiary of Atal Pension Scheme

The Atal Pension $cheme (APY) is for all Indian citizens between the ages of 18 and 40. To avail the benefit$ of this scheme, everyone has to pay the amount fixed by the government for at least 30 years. Any bank account holder who isn`t a member of any such $ocial $ecurity $cheme can avail this scheme.


Pradhan Mantri Suraksha Bima Yojana is out there to people (Indian Resident or NRI) between 18 and 70 years aged with bank accounts. it's an annual premium of RS. 12 exclusive of taxes. GST is exempted on Pradhan Mantri Suraksha Bima SCHEME . the quantity is automatically debited from the account. 

IMPORTANT LINK::
OFFICIAL SITE DETAIL INFO::  FROM HERE

ALLPICATION FORM :: FROM HERE
This scheme are going to be linked to the bank accounts opened under the Pradhan Mantri Jan Dhan Yojana scheme. Most of those account had zero balance initially. the govt aims to scale back the amount of such zero balance accounts by using this and related schemes. Now all checking account holders can avail this facility through their net-banking service facility at any time of the year.
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